Articles Posted in Personal Injury

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Last week, a divided Georgia Supreme Court in Nathans v. Diamond, S07A0738 tightened the rules relating to expert testimony in medical malpractice cases.

In 2003, Dr. Andrew Diamond of Northside Ear, Nose and Throat (Northside ENT) performed surgery on plaintiff Nathans to correct his sleep apnea.During the surgery, Nathan suffered bleeding, respiratory distress and lapsed into a coma.After recovering, Nathans and his wife filed a medical malpractice lawsuit against Diamond, claiming he failed to adequately inform him of the risks of the surgery.

As required in Georgia under O.C.G.A. § 9-11-9.1, all medical malpractice complaints must be filed with an attached affidavit of a medical expert attesting that the defendant deviated from the standard of care.The Nathans attached an affidavit of a pulmonologist from Tampa, Florida.

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November 26, 2007

Last week, the Wall Street Journal’s (subscription required) front-page story explained insurance subrogation through its personal effect on Wal-mart employee, Deborah Shank.Fifty-two year old Shank worked as a night clerk at Wal-mart for years in order to care for her three sons during the day.Seven years ago while shopping at a yard sale, Shank was hit by a semi tractor-trailer, leaving her paralyzed and brain damaged for life.

Shank’s family sought legal help and eventually obtained a one million dollar settlement, which were the limits of the defendant’s liability insurance policy.With the settlement, the Shanks paid their attorneys, paid off some debts and purchased a wheelchair accessible home for Mrs. Shank.They placed the remaining $417,000.00 in a special trust to care for her at home long term.

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In Atlanta and other major cities, an innovative group known as "Critical Mass" has organized to promote riding bicycles among city streets used primarily by motor vehicles. Critical Mass riders seek to promote enthusiasm for bike riding in what has become a “car culture.” Critical Mass hosts monthly Friday rides.

The Atlanta Bicycle Campaign, another bicycle activist group, hosts an annual Share the Road event that promotes safe riding by cyclists on the Atlanta streets. The event hosts an annual ride and raises money to promotes cycling safety on Atlanta streets.

However, cycling in Atlanta is not a smooth ride. In 2001 Bicycling Magazine named Atlanta as the worst city for riding a bike. While Atlanta has the right weather and plenty of bike advocacy groups, the local roads have very few bike lanes. Plus urban sprawl and excessive traffic make riding in Atlanta less than hospitable.

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This week the Georgia Court of Appeals threw out a 5.1 million dollar jury verdict against DeKalb County for the wrongful death of a twenty-one year old probationer when he fell off the back of a county garbage truck which he was assigned as part of his community service work. The reason the county prevailed as a matter of law is because of a doctrine known as “Sovereign Immunity” or as we used to call it in law school – “It’s Good to be the King.”

Sovereign immunity originated from English common law which ruled that since the King made the law, he could not be subject to the law. The practical reality that resulted from this was that the government cannot not be sued for negligence. This is not to say that the government was never negligent, but rather if you happened to be injured while struck by a passing fire truck, you could not sue the county that owned the fire truck.

Government lawyers often contend that the government provides services that no one else would risk doing – such as locking up prisoners, chasing criminals, putting out house fires, and stopping traffic. In exchange for these valuable civic duties, the government should not be subsequently liable if things go awry will carrying out these duties. Also, governments argue that they must protect limited government dollars that are collected from taxpayers.

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The state of Georgia requires all motor vehicle owners to secure minimum liability insurance coverage for their vehicles.This insurance provides for payment for damages in the event the other driver suffers a personal injury in the car accident.However, there is no requirement that motor vehicle owners secure uninsured motorist coverage to pay for their damages if the other driver is at fault and they have suffered a severe personal injury in the auto accident.See Jenkins & Miller Georgia Automobile Insurance Law (2007 ed.) 29:3.

Uninsured motorist coverage has aptly been called “insurance against lack of insurance”.See Jenkins & Miller Georgia Automobile Insurance Law (2007 ed.) 29:1.It is available and recoverable only when the fault causing the car accident is found to be that of the uninsured or underinsured vehicle’s driver.Id.It is an important form of insurance since it allows the injured person to recover their damages.

The purpose of UM coverage “is to place the injured insured in the same position as if the offending uninsured motorist were covered with general liability insurance.”Another way of explaining the purpose of UM coverage is that coverage is available to protect innocent injured drivers against irresponsible drivers who fail to secure coverage for auto accidents.The coverage is not available for the benefit of the irresponsible, but for those injured or caused to incur damages by the uninsured’s negligence.

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Question: Do I have to use the repair facility designated by the insurance company?

Answer: No. However, if you use a repair facility other than those authorized by the insurance carrier, you may have to pay the difference in cost between the charges of your chosen repair facility and the repair facility authorized by the insurance company. See, O.C.G.A. Sec. 33-34-6.

Question: Is an insurance company allowed to pay for only “After Market Crash Parts” for the repair of my vehicle?

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